We have all heard the well-known proverb, "Prevention is better than cure." Having a good health plan which covers your medical needs is essential in ensuring a healthy and productive life. However, it is also a known fact that health emergencies can occur at any given time, from accidents to life-threatening illnesses. Often, these emergencies are a result of not keeping track of the changing health needs of a dynamic corporate professional's ever-changing lifestyle, or in some cases, unforeseeable circumstances.
When healthcare plans are not flexible and geared towards emergencies, patients' Out-Of-Pocket Expenses (OOPE) increase. This adds an unnecessary financial burden on top of the health emergency as well. This has been the way corporate health plans worked for a long time. However, keeping in mind the lessons of the pandemic, these OOPEs need to be addressed as soon as possible.
Instead of deciding what is good for an employee's health, adding funds directly into their Spending Account gives each and every employee the autonomy to decide what’s best for them and their family. As an added benefit, customizing the Spending Account for each employee helps reduce Out-Of-Pocket Expenses as well.
This reduces the risk of medical emergencies because the family doctor can warn and guide patients towards a lifestyle that poses a lower health risk in the short and long term, while also being able to provide better treatment in the case of any unforeseen emergencies.
According to a Mercer study, 58% of workplaces that incorporated an onsite clinic say it has successfully helped employees control chronic conditions. Meanwhile, 63% of organizations that incorporated an onsite clinic say that it has been successful in reducing lost workdays.
Sometimes, it is not possible to prevent diseases. However, the services mentioned here can help companies and employees in being better prepared to tackle such diseases and other emergencies, while also reducing the strain of medical expenses in the case of an unfortunate medical emergency. Health truly is wealth, and being well-prepared is the best way to stay healthy, safe and productive for workplaces and people across the world.
Click here for more details about ekincare's range of services helping to keep employees and their loved ones safe and healthy.